Real Estate Resources

8 Steps to a Smooth Process

​1. Check your own credit report - correct any errors that exist and know your score.

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2. Find a mortgage professional you trust.  Interview a few.  Compare rates, but also look at reputation, recommendations and technology.

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3. Find out what documents your lender will need and gather them early.  This cuts down on the paperwork needed later.

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4.  Get pre-approved.  Allow a lender to do a full pre-approval with income, asset and credit check.

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5. Find an insurance agent to work with. Learn about the insurance prices and policies in your chosen area.  

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6. Familiarize yourself with neighborhoods you are interested in.  Are they within walking distance of social hubs? What amenities are included?  Do they have HOA or POA fees?

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7. Set a budget.  Get comfortable with your future housing payment, including taxes, insurance, community fees and possible rental income.

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 8. Prepare your money for closing.  Set aside savings, discuss the plan with your financial advisor and determine if you will liquidate assets for your down payment. ​​​